Unlock Liquidity.
Keep Bitcoin.

Bima is a Bitcoin structured finance platform that enables individuals, businesses, and institutions to unlock liquidity without selling their Bitcoin. Through innovative collateral loan products, Bima helps borrowers access capital while preserving long-term Bitcoin ownership.

A Bitcoin collateral loan lets you borrow against your Bitcoin instead of selling it. Your Bitcoin remains pledged as collateral while you receive cash or stablecoins that can be used for investment, business operations, taxes, or personal liquidity. Once the loan is repaid, your Bitcoin is returned.

Bima uses structured financing strategies, including option-based collar structures, to reduce borrowing costs. By combining collateralized lending with institutional risk management, eligible borrowers can access financing at significantly lower rates than traditional Bitcoin-backed loans.

Bima serves long-term Bitcoin holders, corporate treasuries, miners, funds, family offices, and institutions seeking liquidity without giving up exposure to Bitcoin's long-term appreciation.

Selling Bitcoin can trigger taxable events and eliminate future upside. Borrowing against Bitcoin allows you to access liquidity while maintaining ownership of your assets and continued participation in potential price appreciation.

Loan proceeds can be used for virtually any purpose, including business expansion, investments, tax planning, treasury management, real estate purchases, operational expenses, or personal liquidity.

Security is central to Bima's platform. Bitcoin collateral is held through institutional-grade custody infrastructure and protected by industry-leading security practices designed for both individual and institutional borrowers.

Borrowing capacity depends on the value of your Bitcoin collateral, the selected loan product, and the applicable loan-to-value (LTV) ratio. Bima offers multiple financing structures designed to accommodate different risk profiles and capital needs.

Each loan is structured with clearly defined collateral requirements and risk parameters. Depending on the loan product, Bima's financing structures are designed to help borrowers manage market volatility while maintaining a transparent borrowing experience.

Bima combines institutional structured finance with Bitcoin-native infrastructure. Rather than offering one-size-fits-all loans, Bima provides innovative financing solutions designed to reduce borrowing costs, preserve Bitcoin ownership, and maximize capital efficiency.